General Insurance Underwriter
Job Summary:
We are looking for a knowledgeable and detail-oriented General Insurance Underwriter to assess risks and determine appropriate insurance coverage, terms, and premiums. The ideal candidate will have a good understanding of general insurance products ( property, health, liability, Employee Benefits etc.) and underwriting principles
Key Responsibilities:
- Evaluate and assess risks for general insurance proposals .
- Analyse application forms, supporting documents, previous claims history, and creditworthiness of clients.
- Determine coverage terms, premium amounts, policy conditions, and exclusions.
- Communicate with agents, brokers, or direct clients to obtain additional information if required.
- Ensure adherence to underwriting guidelines, company policies, and regulatory compliance.
- Collaborate with other departments such as claims and sales to provide appropriate insurance solutions.
- Maintain up-to-date knowledge of insurance products, market trends, and competitor offerings.
- Monitor portfolio performance, analyse risk exposure, and recommend pricing or product adjustments.
- Assist in developing and improving underwriting processes and systems.
- Handle renewal underwriting and portfolio analysis.
- Bachelor’s degree in Insurance, Business, Finance, or a related field.
- 1-2 years of experience in general insurance underwriting.
- Sound knowledge of underwriting principles, general insurance products, and risk assessment.
- Strong analytical and decision-making skills.
- Excellent verbal and written communication skills.
- Attention to detail and high level of accuracy.
- Proficiency in MS Office and insurance-related software platforms.
Benefits:
- Health insurance
- Life insurance
Job Type: Full-time, Permanent
